I will never again take advantage of the chance that I am covered by medical insurance ever again. As a single mom on a low income, I have decent enough coverage, but it is not enough. When I had a little extra money, I bought some temporary insurance to tide us over until I could further decide what to do.

When my daughter fell out of a tree and broke her arm, I breathed a sigh of relief for this coverage on the way to the hospital. Rather than worry about money, I knew I was able to just be there to comfort and reassure her that she was going to be alright.

I later found out that my temporary insurance had run out only two weeks before. I berated myself for letting this happen, as my medical bills were now much higher than the insurance would have been. Sometimes I wish that I did not have to learn everything the hard way.