The other day, a man came to our door trying to sell individual medical insurance. I politely refused and turned him away, but he really got me to thinking about what type of insurance that I currently had and what kind of coverage I was currently holding. I guess my medical insurance is always something that I have taken for granted.

I decided to take a deeper look into it and called my insurance company. I found out that my accident health insurance had expired more than three years ago. It is a wonder that I never got into an accident in that three years, and I quickly repurchased the needed insurance.

The customer service representative that I was talking to also informed me about the introductory offer for individual vision insurance plans. The offer sounded really good and I decided to purchase this as well. I can sleep better now, knowing that my coverage is all intact and I will be ok if something does happen.