If you are anything like me, you get mail all the time stating that you are pre-approved for various credit cards and loans.  Instead of just tossing this as junk mail, I decided to make an assignment out of it.

To see what exactly what was out there, I started my own sorting methods.  The first of course was two piles, one for loans and one for credit cards.  Then I broke down these two piles into companies (some of these companies are very persistent).  I then broke them down into what I thought were the best offers.

The best loan offers included low interest rates and low repayments.  The best credit cards included the 0% credit card offers and the cash back credit card offers.

In the end, what I came up with was a lot of trash all at once, rather than one or two envelopes per week.  But it was fun and interesting.